Row 20 (28, 36, 44) Sc in first 3 dc, ch 3, sc in sc, *ch 3, sc in center dc of fan, ch 3, sc in sc; rep from *across, ch 43 (43, 51, 51, 51) turn.
Row 21 (29, 37, 45) Sc in 2nd ch from hook, sc in next 2 ch, *ch 3, sk 3 ch, sc in next ch; rep from * across chain, ch 3, sk last 3 ch, sc in first sc of vest body, [ch 3, sc in next sc] rep between [ ] across, sc in last 2 sc, turn.
Row 22 (30, 38, 46) Sc in first 3 sc, fan in next sc, *sc in next sc, fan in next sc; rep from * across, sc in last 3 sc, turn.
Row 23 (31, 39, 47) Stacked dc, dc in next sc, (dc, ch 1, dc) in next sc, *sc in center dc of fan, fan in next sc; rep from * across to last fan, sc in center dc of fan, (dc, ch 1, dc) in next sc, dc in last 2 sc, turn.
Row 24 (32, 40, 48) Sc in first 3 dc, *fan in sc, sc in center dc of fan; rep from * across, sc in last 3 dc, turn.
Rows 25 (33, 41, 49)-46 (62, 78, 94) Rep Rows 23 (31, 39, 47)-24 (32, 40, 48).
Row 47 (63, 79, 95) Stacked dc, dc in next sc, 3 dc in next sc, *sc in center dc of fan, shell {see Special Stitches} in sc; rep from * across to last fan, sc in center dc of fan, 3 dc in next sc, dc in last 2 sc, turn.
Row 48 (64, 80, 96) Sc in first 3 dc, *shell in sc, sc in center dc of shell; rep from * across, shell in last sc, sc in last 3 dc, turn.
Row 49 (65, 81, 97) Stacked dc, dc in next sc, 3 dc in next sc, *sc in center dc of shell, shell in sc; rep from * to last shell, sc in center dc of shell, 3 dc in next sc, dc in last 2 sc, fasten off.